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Individual State laws governing financing have prohibited payday loans, or short term loan, in:
Arizona, Arkansas, Georgia, North Carolina, West Virginia, Maryland, Pennsylvania, New Jersey, New York, Massachusetts, Vermont and Maine.
NOT TO WORRY! Residents of the above named states, as well as ALL USA residents can have their financial needs met here, within minutes.
Brighter Loans matches users with suitable lenders for fast approval loans up to $35,000.
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For longer term repayment plans, it is recommended you apply here for an unsecured installment loan.
You can get a fast cash payday loan online, up to $1000, in as little as one hour with no faxing and no credit check required.
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Ten Tips for Handling Money and Shopping Wisely
1. Pay yourself first. One simple word, save. Before paying rent, bills and the like, pay yourself. That is why you work. Find an empty bottle, shoebox or cookie jar and everytime you get paid, save a portion of your money before it gets passed around.
2. Pay off debt. Get that monkey off your back and pay those outstanding credit card bills or student loans. Pay $5 more than you paid last month, and watch the balance go down that much sooner.
3. Clean out attic, basement and storeroom. Have a Yard, or Garage Sale. There may be treasure buried beneath all that junk but cash in hand is better than a bird in hand.
4. Give to charities. After yard sale is over, and before you start hauling it back into the house, call United Way and other charities in your area to come pick up what remains. Start fresh, with a tax deduction receipt for what you give to charity.
5. Be thrifty. Every penny counts. If in need of car repair, and one mechanic will save you $20 off what the other charges, take the savings. Scour the newspaper for sales. You may find something in like new condition for pennies on the dollar.
6. Find some way to make money doing what you love. If you're a good cook, offer services as a small event caterer. Go big, and become a Big event caterer serving 25 or more. Go really BIG and cater to 50 or more. Be sure to have on-call help standing by. Remember it is as easy to cook for 50 as it is for 10 or 20.
7. Sell something. Help your local auto dealer make a sale and collect a "Bird Dog" fee. Do not know what a bird dog fee is? Call your local new and used car dealership. Ask to speak to a salesman or sales manager. Either one will know.
8. Thrift / Consignment Shops. There are hundreds of such stores that offer great deals. Have children outgrown their clothes? Gather all the clothing, toys, knick-knacks, small appliances and collectibles and take them to a friendly consignment shop. They are doing no good for anyone when collecting dust.
9. Do not shop when hungry. Shopping for groceries, while hungry, lessens will power. Resolve to stick to a budget. You also end up buying more expensive items and less healthy foods. If shopping hungry for non-food items such as Autos, Major appliances or big ticket electronics, it may be hard to haggle price reduction if you have a cheeseburger and fries in the back of your mind.
10. Eat cheap. Stop buying those pre-packaged food products that will bust any budget and vow to teach your loved ones to enjoy cheap foods. Easier said than done? A morning breakfast of hot oatmeal sprinkled with raisins and a sugar/cinnamon mixture will stick to the ribs much longer than frosted flakes. Not only does oatmeal have lots of fiber, it also helps with weight loss and seems to last all day. Shop meat section in your grocery store shortly after opening to find super discounts on meat which must be sold before the expiration date.
Once you get into habit of following one or more of our Ten Tips, you will suddenly find that handling your money somehow got easier and you will not need emergency cash loans in the future. Some may think such tips for handling money are useless, but there is nothing wrong with trying to preserve cash, stretching it out and making it last longer. Who knows, there may be lifestyle changes ahead for all of us. Hopefully, one of the money tips will keep you from ever again having to find a quick payday loan online.