Different Types of Investments
Overall, there are three different types of investments. These include stocks, bonds, and cash. Sounds simple, right? Well, unfortunately, as investing for dummies teaches, it gets very complicated from there. You see, each type of investment has numerous kinds of investments that fall under it.
There is quite a bit to learn about each different investment type. The stock market can be a big scary place for those who know little, or nothing at all, about investing. Fortunately, the amount of information that one needs to learn has a direct relationship to the type of investor that you are. There are also three types of investors: conservative, moderate, and aggressive. The different types of investments also cater to the two levels of risk tolerance: high risk and low risk.
Just a Few Safe Investment Ideas to Consider
Conservative investors often invest in cash. This means that they put their money in interest bearing savings accounts, money market accounts, mutual funds, US Treasury bills, and Certificates of Deposit. These are very safe investments that grow over a long period of time. These are also low risk investments.
Moderate investors often invest in cash and bonds, and may dabble in the stock market. Moderate investing may be low, or moderate, risks. Moderate investors often also invest in real estate, providing that it is low risk real estate. Flipping houses is a typical type of real estate investment for moderate investors.
Aggressive investors commonly do most of their investing in the stock market, which is higher risk. They also tend to invest in business ventures, as well as higher risk real estate. For instance, if an aggressive investor puts money into an older apartment building, then invests more money renovating the property, they are running a risk. They expect to be able to rent the apartments out for more money than they are currently worth, or to sell the entire property for a profit on their initial investment. In some cases, this works out just fine. In other cases, it fails. It is certainly a higher risk because of the dollar amount.
Before you start investing for dummies, it is most important to learn more about the different types of investments, and what those investments can do for you. Understand the risks involved. Pay attention to past trends as well. If it smells like a Ponzi Scheme, promising a huge interest rate return in exchange for your participation, run the other way. History does indeed repeat itself. Savvy investors know this first hand!
If You Are Collecting, eBay Selling is for You!
If you are interested in collecting, eBay selling is something you need to explore! It is a huge Internet website that allows people to sell, or buy at auction, almost anything under the sun. There are very few restrictions on what you can buy or sell. Are you fond of antique toasters? Bicycles? Vintage rhinestone jewelry? Stuffed toys? Elvis memorabilia? Whatever you are collecting, eBay will probably have what you want.
eBay is essential to know about if you are enthusiastic about collecting. For instance, if you collect a particular type of antique, or vintage, dish sets, such as Fiesta, you can search eBay for exactly the piece you need to complete your set. In addition to finding the exact item you are looking for, there is a possibility you wil get it for a great price as well. That mother of pearl colored pitcher might be yours for a song. You just have to look.
Collecting is one thing, but what about when the collector runs out of space to store those valued items? What if they inadvertently collected duplicates of the same item? Or, what if you just have stuff you do not want anymore? That is where eBay selling can help. You can list your item on eBay, and another collector can find it and make a bid. This is a great way to recycle unwanted, used, items, and make a few dollars as well. eBay selling is not hard to learn.
For just about every item you can name, someone, somewhere, collects it. They are probably searching eBay for something you have that they want. Whatever you are collecting, eBay selling can help you generate money needed to add items to your own collection, while getting rid of things you no longer need. You can be pleased to know that the item you did not want, like the bikes your kids have outgrown, or your vintage clock, was exactly what some other collector was seeking.
Just like collecting, eBay selling can become almost as addictive. It is a fun hobby that many people pursue. Where do you go for something special you want to sell? eBay! Selling, you will learn, is almost as much fun as collecting. eBay not only helps complete your collections, It can also be a source for additional income as well.
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